14-day free trial · No credit card · First 100: $39/year · Then $59/year or $7/month · US only
A calmer way to know where you stand

Know what’s safe to spend. Feel good about the rest.

Ground checks your balance, upcoming bills, and everyday spending to show what you can safely use today. You do not have to keep the math in your head.

Try Ground free for 14 days See how Ground gets the number
Takes about two minutes · Bank connection is optional · Works on phone and desktop
Ground running full-screen on a desktop Ground showing $51 safe to spend on a phone
Full-screen on desktop, too
$
See what you can spend today
Ground accounts for bills and everyday needs first.
24h
Give impulse buys a day
Park a purchase and decide tomorrow.
AI
Ask before you buy
See what the purchase would change before you decide.
How Ground gets the number

Your balance is the starting point, not the answer.

Ground looks at what is available, protects the money you still need, and turns what remains into a number you can use today.

  1. 1
    Start with your available balanceUse connected accounts or enter the amount yourself. Bank connection is optional.
  2. 2
    Protect what is already spoken forGround subtracts bills due before payday, estimated everyday needs, and money reserved for active goals.
  3. 3
    See what is Actually YoursThis is what remains after the important things are covered.
  4. 4
    Get today’s Safe to Spend numberGround spreads that amount across the days until your next payday, then updates it as money moves.
A simple example
Available balance+$1,620
Bills coming up-$1,260
Estimated needs and goal reserves-$0
Actually Yours$360
The amount left after bills and usual needs are covered.
Safe to Spend Today$51
In this example, Ground spreads $360 across seven days until payday. Your real number changes with your balance, bills, needs, goals, and payday.
Simple pricing

Start free. Keep the helpful parts at a fair price.

Try every feature for 14 days with no credit card. Manual tracking stays free after the trial. Ground Pro keeps bank sync and Ask Ground working for you.

First 100 annual subscribers
$39 per year, locked in
After the first 100 spots are filled, Ground Pro is $59/year or $7/month.
  • 14-day trial with every feature
  • No credit card required to start
  • Bank connection is optional
  • One subscription covers linked partners
Start your free trial
Available in the United States only. Cancel anytime.

Use Ground on your phone today

Ground is available on Google Play for Android and works in your mobile browser on iPhone and iPad.

iPhone or iPad

  1. Open Ground in Safari.
  2. Tap the Share button.
  3. Choose Add to Home Screen.
  4. Turn on Open as Web App if it appears, then tap Add.

Android

  1. Open Ground on Google Play.
  2. Tap Install.
  3. Open Ground and create your account or sign in.
  4. Add the Ground widget from your home screen if you want your number at a glance.
Open Ground on your phone Get it on Google Play

Stop doing the money math in your head.

See what is safe today, understand what is coming next, and make decisions with a clearer picture.

Try Ground free for 14 days