See one useful number
Safe to Spend Today accounts for what is coming before showing what is available now.
Ground looks at your balance, upcoming bills, and everyday needs, then gives you one clear number you can actually use.
No credit card required · Bank connection optional · Works on phone and desktop

Explore every feature free for 14 days before deciding.
Connect an account or start with manual tracking. You choose.
Use Ground on the web, your phone, or your desktop.
Ground keeps the important parts of your budget together, so you can make everyday decisions without rebuilding the whole picture in your head.
Safe to Spend Today accounts for what is coming before showing what is available now.
See how your balance, bills, needs, goals, and payday shape your number.
Log spending quickly, plan ahead, or use Ask Ground before a bigger purchase.
The first 100 annual subscribers can lock in Ground Pro for $39/year. After that, Ground Pro is $59/year or $7/month.
No credit card required to start. Available in the United States only. Cancel anytime.